Financial Calculators for India

Free calculators built for Indian use โ€” INR by default, Indian tax regimes, and realistic interest rates. No signup, no ads in your face, just numbers.

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EMI Calculator

Home, personal, car, education loan EMI with full amortisation schedule.

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CTC โ†’ In-Hand

Convert CTC to take-home salary. India (old vs new regime FY26-27) + US, UK, Singapore, UAE, Canada.

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EMI vs SIP

The real opportunity cost of any loan โ€” what you'd have if you SIP'd the EMI instead. Home, car, bike, personal, education.

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Retirement v2

Inflation-adjusted corpus + withdrawal phase modelling + longevity stress test. India 4% rule explained.

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SIP Returns

Project mutual fund SIP corpus over 5-30 years with realistic Indian returns.

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Step-Up SIP

Annual top-up SIP โ€” see how a 10% yearly increase 2x's your 20-year corpus.

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FD Calculator

Fixed deposit maturity value with quarterly compounding (RBI standard).

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Income Tax

Old vs New regime comparison for FY 2025-26 with all deductions.

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Retirement Planner

How much corpus you need at 60 to retire with your target lifestyle.

Last reviewed: May 2026 · Editorial process
Calculators are for estimation only. Tax laws change annually โ€” always confirm with a CA or SEBI-registered advisor for personal decisions.